The money you forgot — tracked down and returned.
Recoupa searches official state unclaimed-property records for money in your name — starting with California, the largest program in the country. We verify what's yours, then file the claim for you. No upfront fees. No legal jargon.
Over $70 billion in unclaimed property is sitting with U.S. states.
One in seven Americans is owed money they don't know about — old paychecks, escrow surplus, life insurance, dividends, security deposits. We find it and return it.
Three steps. Zero risk.
You'll never pay us a cent unless we recover something for you. Here's the whole process.
Search by name and state
Enter your name and the states you've lived in. Our search runs across the state's official unclaimed-property records in seconds.
Review what's yours
We surface every property tied to your name with the holder, last known address, and amount. You decide which ones to claim.
We file. You collect.
E-sign a short engagement letter and we prepare and file the claim with the state. The state pays you directly by check — any documents needed are collected by your case manager along the way.
Eight categories of forgotten money
If your name has ever appeared on a paycheck, a deed, or a policy — there's a chance something's waiting for you.
Dormant accounts
Bank, brokerage, and retirement balances forgotten after a move or job change.
Foreclosure surplus
Funds left over after a property sale that were never returned to the original owner.
Insurance benefits
Life and disability proceeds that never reached the named beneficiaries.
Pension & 401(k)
Retirement balances from employers that have changed hands or wound down.
Estate inheritances
Property and funds owed to heirs that probate never delivered.
Tax refunds
State and federal refund checks returned undelivered, still waiting in queue.
Stocks & dividends
Shares and dividend payments held by transfer agents long after holders moved on.
Security deposits
Utility and rental deposits orphaned by a service change, account close, or move.
Tailored recovery, paid only on results.
We're an independent recovery firm with no upfront fees, no hidden costs, and no shortcuts. Every claim is verified against official records before it reaches you.
No recovery, no fee — ever
If we don't return money to you, you owe us nothing. Our success is tied to yours.
Bank-grade security
Records are encrypted in transit and at rest. We never sell or share your data.
Licensed and bonded in every state we serve
Our recovery agents operate under each state's asset recovery statutes — not loosely, not unofficially.
Real humans, every step
You'll always have a named case manager. No call menus, no offshoring, no chatbot loops.
People who got their money back
Every recovery is different — here's what a few clients told us afterward.
"I'd written it off years ago. Recoupa found a sale-surplus from a foreclosed property and walked me through the claim in two weeks."
"As an executor I had no idea where to begin. They handled the probate paperwork end-to-end and updated me weekly."
"The intake took three minutes. The first verified asset showed up the next day. I expected a sales pitch and got actual results."
Everything you might be wondering
How much does Recoupa cost?+
How long does a typical recovery take?+
Can I just file the claim myself?+
What happens to my personal information?+
What if you don't find anything?+
Find out what's waiting for you.
Free search. No obligation. Results on screen in seconds.
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